Attention homeowners: Real estate appraisal services for in Woodleaf and Rowan County

See the top 7 reasons NC homeowners order from Wendy Mora:

To get a pre-listing appraisal (whether you're using a real estate agent or selling the home on your own)
Challenge Rowan county's assessment of your propertyworth
Remove PMI to cut your mortgage payments
To reinstate their Home Equity Line of Credit (or HELOC)
Verify another appraiser's report
In the case of a NC divorce, where property needs to be divided
Settle an estate in NC by determining the true market value of real estate in question

Do you own a home in or near Woodleaf? Do you need help deciding the price of your real estate?
Contact Wendy Mora.

At Wendy Mora, we understand the special needs of a customer after appraisal services. Our business practices and reporting formats are relatively routine to our business clients like banks, lawyers, and CPAs. As our valued client, we will provide you with extra guidance and explanations through the appraisal process to more fully understand what we do and how we present the results of our analysis.

For Sale By Owner (FSBO)/Pre-Listing Services

It's very hard to be objective about your home because you probably have an emotional attachment to it. The professional appraisers at Wendy Mora will tell you what you need to know -- not just what you want to hear. We are objective. In addition to helping you set a realistic selling price so your home will attract many interested buyers, a professional appraisal is a crucial negotiating tool once you have a likely buyer. It's something concrete to show the buyer. An appraisal is an independent third party's opinion of your house's value -- not just you saying how much your house is worth. Interested buyers assume that you have an emotional attachment to your house and will be far more likely to give credibility to a seasoned appraiser's value judgement than yours.

Appraisals to remove PMI

Getting the PMI (Private Mortgage Insurance) canceled from your mortgage loan is an attractive money saver for homeowners. Your monthly payments will go down once your mortgage loan amount is below 80% of the value of your property. In most cases you can apply to a lender to have the PMI removed from your loan. Wendy Mora is qualified in helping clients just like you abolish undesirable PMI insurance.

Challenge Tax Assessment

Your local tax assessor may have your home overvalued if your house not appreciating as much as other homes close by. This only means you're most likely paying higher taxes than you should be paying. The quicker you take care of a matter like this, the better, since your property assessment may likely go up again in the next period. Getting a professional appraisal from Wendy Mora is your strongest weapon when challenging your property tax assessment.

Recently got a freeze your HELOC?

Even if your specific property has not declined in value, your lender might just choose to automatically freeze your home equity line of credit (HELOC) if your property is near a declining area. This can this be difficult from a cash flow point of view, and bad for your credit score since it may appear as though that credit line is maxed out. Wendy Mora can help you reinstate your home equity line of credit with efficient appraisal.

Field and Desktop Appraisal Review Services

Do you need a professional to double-check your appraisal for accuracy, or do you need a second opinion without the added expense and delay of waiting for a whole new appraisal? An appraiser from Wendy Mora can go out and check the subject and comparables in question in a field review. If you're in a hurry, we'll provide you with a desk review and verify as many facts as we can using online data sources as well as our own files.

We can also provide a retrospective review of any appraisal report you may have in your possession. Even though this is usually requested by banks, you may want to exploit this service if you suspect mortgage fraud related to your home.